"在这个世界上除了死亡和税收没有什么是确定的"

Alright, let's dive into this. So basically, the idea here is that there are really only two things in life you can count on happening no matter what: you're gonna pay taxes, and eventually, you're going to die. It’s blunt, but it's true. This saying is often credited to Benjamin Franklin back in the 18th century, which makes sense because, during that time, the newly established United States was grappling with implementing a tax system. Franklin was trying to drive home the inevitable nature of these two things in our lives.

Let’s think about a real-life example. Imagine you just graduated from college. You get your first job, and you’re super excited about your first paycheck. But hold on a second, when you see the actual amount deposited into your account, it’s a bit of a shock. Where did all that money go? That’s when you realize a chunk has been taken out for taxes. Federal taxes, state taxes, social security—it's like a reality check. No matter what job you have, taxes are a part of the deal. You can’t avoid them. Even if you freelance or run your own business, taxes are still there, lurking.

Now, how can you apply this bit of wisdom? First off, accept that these two things are non-negotiable. Plan for your taxes. Instead of being surprised every April, set aside money throughout the year. Use tools and apps to track your finances so you're not caught off guard. As for death… well, that’s a bit heavier. But you can think of it in terms of being prepared. Have a will, get life insurance, and make sure your loved ones aren’t left in the lurch. It sounds morbid, sure, but it’s one of the most responsible things you can do.

Alright, let’s get more personal. Imagine you’re sitting with your grandma, sipping tea. She tells you about the old days when she and grandpa bought their first house. They were thrilled but then came the property taxes. Every year, like clockwork, they had to budget for it. And she laughs, saying, “They never go away, do they?” It's this constant reminder that no matter how much things change, some things stay the same.

This conversation can help you realize the importance of financial planning. You might think, "Alright, I need to start thinking long-term, just like grandma did." It’s comforting, in a way, knowing that while life can be unpredictable, some things are a sure bet. And with those certainties, you can take steps to ensure you're prepared.

In the end, talking about death and taxes might not be the most exhilarating topic at your next get-together, but it’s practical. It grounds you in reality. It reminds you that while life’s full of surprises, there are some things you can count on. So, embrace that reality, plan ahead, and maybe, just maybe, you’ll find a bit of peace in the predictability of it all.