"من می‌توانم آینده مالی شما را با نگاه کردن به افرادی که وقت خود را با آنها می‌گذرانید پیش‌بینی کنم"

The idea here is pretty straightforward: the people you hang out with can have a huge impact on your financial success. It's not just about direct influence, like getting a job through a friend, but also about the habits, attitudes, and behaviors you pick up from them. If you spend your time with people who are savvy with money, chances are you'll pick up some of those good habits. On the flip side, if your crew is always broke and making poor financial decisions, you might end up in the same boat.

This concept isn't new. It’s been echoed throughout history and even by some of the richest people today. Think back to those high school lectures about peer pressure—this is kind of the grown-up version of that. Jim Rohn, a well-known motivational speaker, is famous for saying, "You are the average of the five people you spend the most time with." It’s all about the influence your social circle has on you.

Let’s take a real-life example. Imagine Sarah, a young professional working in marketing. She's got a decent job, but she’s always a little short on cash. She spends most of her weekends with friends who love to hit the clubs and go shopping—no one’s really saving or thinking about the future. Then Sarah meets Jane, who’s part of an investment club. Jane invites Sarah to a few meetings. At first, Sarah feels out of place, but she starts learning about budgeting, investing, and financial planning. Over time, Sarah starts adjusting her own habits. She cuts down on those pricey nights out and starts saving and investing her money. Fast forward a few years—Sarah's now got a solid savings account and even a few investments that are doing pretty well. All because she started spending time with people who had different, more financially sound habits.

So how do you apply this wisdom in your own life? Start by taking a good, hard look at your social circle. Are your friends and family supporting your financial goals, or are they dragging you back? It might be tough, but sometimes you need to make changes. Seek out people who are financially responsible. Join a group, take a class, or even find online communities where you can learn and grow. It’s not about ditching your old friends completely—balance is key—but about making sure you’re also surrounded by those who can positively influence your financial future.

Think about it like this: imagine you’re trying to get fit. You wouldn’t spend all your time at a donut shop, right? You’d join a gym, maybe find a workout buddy, and start hanging out with people who inspire you to stay healthy. The same principle applies to your finances. Surround yourself with people who have the habits and mindset you aspire to, and you’ll find it much easier to reach your goals.

There you go. Next time you’re out with friends or deciding how to spend your weekend, think about the long-term impact those choices and those people have on your financial future. It might just make all the difference.